Selling Your Spouse On The Idea Of A Remortgage

Honey, I think its time to remortgage, Larry said. His wife, Harriet, wasn't moved, though, and quickly squelched the idea with a disgusted look and a quick move to another room in their house. And so they kept their current mortgage and Larry never said anything about remortgage opportunities again.

Don't allow what happened to poor Larry to happen to you Larry wasn't prepared to sell Harriet on the concept of pursuing a re-mortgage, and so she ended up walking all over him... and losing the couple serious amounts of cash

Instead of starting a conversation regarding remortgage without having any backup information, its important to learn all you can beforehand about re-mortgage so you can wisely and intelligently discuss the topic. Here, well look at a few things you need to know to sell someone else on the concept of a remortgage with ease.

Remortgage Selling Point #1: Lower Interest Rates

Before you approach your spouse about a changing mortgages, do a little research and find out the going interest rates of at least three lenders. He or she may be shocked to learn that you're currently paying significantly more than you need to hence, a re-mortgage could mean a sizeable savings.

Remortgage Selling Point #2: Debt Consolidation Options

Many mortgage lenders are now offering customers debt consolidation options this means you'll only have one payment to make each month, covering most of your creditors. Its the perfect option if you find that you're always strapped for cash and are ending up making the bare minimum payments on your credit cards.

Remortgage Selling Point #3: A New Lender, A New Experience

Perhaps you haven't been overly happy with your current lender. A new mortgage could become the perfect way to end a bad relationship and begin one where you and your spouse will be treated with the courtesy and respect you deserve. Never underestimate how much better another company can treat you the difference can be quite noticeable, right from the beginning.

Remortgage Selling Point #4: A Remortgage is Fast and Relatively Easy

Unlike when you got your mortgage on your property, a re-mortgage is like the proverbial piece of cake. You probably wont even need much of a home inspection to get a remortgage, and the whole mortgage process usually takes a few short weeks to accomplish.

Remortgage Selling Point #5: The Chance to Rebuild Poor Credit

Finally, if you and your spouse have been plagued with terrible or even less-than-perfect credit for a long time, a remortgage can afford you the opportunity to finally start building your credit ratings. This is especially true if you choose a re-mortgage as part of a debt consolidation package or deal.

In the end, its important for you to not become like Larry. Look into remortgages and be prepared to sell them to your significant other when the time comes If he or she seems hesitant, just remind him or her that you can always take a nice weekend vacation with the money you'll save the first year.

Thanks To : Insurance, Auto Insurance Hipmore Auto insurance price quote Low rate remortgage